The dues collect themselves.
Recurring charges, one-off bills, advance payments, and monthly invoices — generated, sent, and reconciled without a spreadsheet in sight.
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Built for the way Indian properties actually bill UPI-native, GST-ready, mobile-first.
Set it once. It bills every month.
Configure maintenance, parking, clubhouse fees, or any recurring charge per unit or per category. Orayo generates the invoice on schedule, sends a payment link, and reminds the resident if it's late.
- ↘ Per-unit or per-square-foot rules
- ↘ Pro-rata calculations on move-in and move-out
- ↘ Automatic reminders at 3, 7, and 15 days overdue
Bill anything, to anyone, in seconds.
Levy fines, bill a clubhouse booking, charge for a damaged amenity. One screen, multiple units, immediate or batched into the next invoice cycle.
- ↘ Apply to single or multiple units in one action
- ↘ Categorise by type for clean reporting
- ↘ Choose immediate billing or roll into next cycle
UPI in. Reconciled out.
Residents pay via UPI link, card, or netbanking. Payments reconcile against the invoice automatically. Advance payments sit as credit and apply to future dues.
- ↘ Native UPI — the way India actually pays
- ↘ Advance payment ledger per resident
- ↘ Stripe-backed for non-UPI rails
Every rupee, accounted for.
Monthly invoices generate in one click, GST included where applicable. Filter by month, unit, status, or search by name. Export when your accountant asks.
- ↘ GST-ready invoice formats
- ↘ Filter by month, year, status, or unit
- ↘ Resident-side view of paid and pending bills
How a bill flows through Orayo
Charge created
Recurring rule fires or admin adds a one-off charge to a unit.
Invoice generated
Charges roll into a monthly invoice, GST applied, line items itemised.
Payment link sent
Resident gets a UPI link by app and notification — one tap to pay.
Reconciled
Payment lands, invoice marks paid, dashboards update. No manual matching.
The before and after
Without Orayo
- ✕ Treasurer maintains a spreadsheet of dues
- ✕ Reminders go out on WhatsApp, manually
- ✕ Payments matched to bills by hand
- ✕ Month-end report takes a weekend
- ✕ Advance payments tracked in a notebook
With Orayo
- ✓ Charges generate themselves from rules
- ✓ Reminders fire automatically at set intervals
- ✓ UPI payments reconcile in real time
- ✓ Reports load in one click, any time
- ✓ Advance payments tracked per resident, applied automatically
What's supported
Payment methods
- UPI
- Cards (Visa, Mastercard, RuPay)
- Netbanking
- Stripe-backed international cards
Charge types
- Recurring (monthly, quarterly, annual)
- One-off
- Per-unit
- Per-square-foot
- Per-category
- Advance payments
Invoicing
- GST-compliant formats
- PDF export
- Email and in-app delivery
- Bulk monthly generation
- Filter by month, year, status, search
Reporting
- Collection rates
- Outstanding dues by unit
- Category-wise spend
- Monthly comparisons
- Per-resident statements
Orayo AI flags what you'd miss.
Residents about to fall behind. Anomalies in collection patterns. Units quietly running up arrears. The system surfaces it before the treasurer has to ask.
See Orayo AI ↗Plays with the tools you already use
Stripe for payment processing. UPI rails directly. Export to your accountant's format of choice.
Stop chasing dues. Start collecting them.
Book a 30-minute demo. We'll show you billing configured for a society like yours.
Book a demo